If you're attempting to save up a little extra cash in 2019, then you're in luck - we've got the perfect way to do it, without really noticing the pinch - and it's not the 52-week challenge.
The 52-week challenge is a way of slowly building up your savings throughout the year. Essentially, in the first week you put aside £1, on the second week £2, on the third week £3, until you reach the 52nd week of the year, and you put aside £52.
If you were able to do this each week, you'd theoretically save £1,378 by the end of the year. A tidy sum.
There's just one problem with this, however.
Those final weeks in December are when we're most likely to be completely broke, and struggling to make ends meet after we've shelled out for Christmas presents for the family, got ourselves a great dress for New Year's Eve in the sales, and generally drunk our body weight in prosecco.
So, we're here with a better option. This is called the 365-day money challenge.
You put £1 in savings on a Monday, £2 on a Tuesday, up to £7 on a Sunday. Then you restart on a Monday at £1.
This way you'll save £28 a week, or £1,456 by the end of the year. And it's far more consistent.
It should make life a lot easier, and avoid adding extra stress at the end of the year, just at the time that we could probably do without it.
People on social media have taken to the idea like a duck to water.