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The Money Advice Service collaborated with CACI to write a report, compiling a list of local authorities in the UK with the highest and lowest "over-indebtedness".
What is the definition of over-indebtedness? Respondents were instructed to answer 'yes' or 'no' to the following two questions:
Do you find keeping up with bills and credit commitments a heavy burden?
Have you fallen behind or missed payments in at least three of the last six months?
According to the research, the national average is 16.1 per cent:
Most of the local authorities who fall below the UK average are located in the South west.
The over-indebtedness population is younger, more likely to rent and more likely to have children than the UK as a whole.
Of the top ten most indebted areas, London features three times - Newham, Barking and Dagenham, and Tower Hamlets.
These boroughs are also amongst the most deprived areas of the UK, which seems to indicate a correlation between local authority areas that are heavily in debt, and poverty.
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