The more serious the offence, the more the premium increase
There probably isn't a driver in the land who doesn't despise the sight of a speed camera - but most would agree that they are a force for good.
Enforcing speed limits in built up areas is an important part of road safety.
However, catching speeders isn't the only thing that these cameras can do.
A speed camera has the ability to catch a driver out for all sorts of offences.
Amongst their features, a speed camera can pick up when a driver isn't wearing a seat belt, is using a mobile phone or if a car has an illegal number plate.
According to Capital Defence Lawyers, the top three most common traffic crimes are speeding, using a phone while driving and not wearing a seatbelt so it's obvious those cameras are doing their jobs.
Speeding is a crime which comes with a hefty fine but you are probably unaware of how severe the punishment is for those other two misdemeanours.
New laws introduced in March find that if a driver is prosecuted for being behind the wheel when on a phone, they could face a £200 fine and six points on their licence.
Meanwhile, driving without a seatbelt could see someone wind up with a £500 charge. This has been the law in the UK since 1983.
So remember everyone, buckle up.
Speaking to Chronicle LiveSuperintendent Sarah Pitt, head of operations at Northumbria Police, highlighted the value of these extra camera features:
Camera detection is a great tool used to help police enforce all road laws and legislations.
Many think speeding is the only thing detected however, driving without a seat belt, using mobile phones behind the wheel and more can all be identified and are all actions which make our roads a danger for motorists and pedestrians.
We need to ensure we take positive action whenever possible to keep dangerous drivers off our roads.
These laws are in place to protect people - and quite simply breaking them can cause serious injury or even death.